Seriously? Twice in a week?

[davidgillon]

Sitting at the computer at 11:30PM, {dull thud}

That wasn't loud enough to be a car crash, was it? I suppose I'd better look.just in case.

So I stick my head out of the back bedroom window, just as my neighbour comes out of his house to look over his fence. (We back onto the main road, so there's no direct access - it's about a 3m drop if you go over the fence).

Cars are going up and down the road, so I initially thought it was nothing, but then he peers down the hill and shouts for me to dial 999 as there's a car hit the wall (and the walls are earth-backed, so the cars always lose).

By the time I'd gotten off the phone and gone around myself the police were already there, three of them in a traffic car. There was also a very bent hatchback sitting in the entrance to the estate with its front sitting a couple of feet away.

My neighbour filled me in with what he heard from the people who live on the corner. There had been two cars, one ended up on our  side of the road, the other opposite. As people started to come out, the other driver drove off, and then the driver on our side did a runner. So it's safe to assume something dodgy about both of them.

1:30AM last Saturday morning, exactly the same thing, except directly opposite my neighbour's wall (he didn't know until I mentioned it to him tonight), only difference was the driver on our side didn't do a runner.

That makes at least three in the last 6 months, and reliably two a year ever since I moved here. This is presumably why my insurance renewal was so extortionately high.

 

Comments

Perhaps I need to reread in the AM.

[jesse_the_k]

The insurance is high because you live near bad drivers? Please explain.

Re: Perhaps I need to reread in the AM.

[davidgillon]

The problem is insurance works on post codes, if they see a lot of accidents happening in your post code (or a lot of car thefts, vandalism etc), they'll increase your insurance quote. Similarly for house insurance if there are lots of break-ins, or a flooding risk, and ditto if you want life insurance and your local area has a lower life expectancy or higher rates for various diseases.

In this case it's not so much the people I live near as that I have the main road in and out of town at the bottom of my garden, and worse, a dangerous bend about 100m up the road after long straight sections that encourage people to push their speed when it isn't busy.

Re: Perhaps I need to reread in the AM.

[davidgillon]

Just to add to this, the guy I was speaking to about my renewal cost actually suggested local accident rates as one likely factor in the cost - so that's actually direct from the insurance company. (He was speaking in general, rather than my specific case).