Sod's Law

Watching TV adverts while at folks over Christmas. Special offer on British Gas boiler and central heating repair cover, which I used to have, but didn't bother with after getting a new condenser boiler installed in 2011. I'd always planned to pick it up again once the boiler had a few years on it.
"Must do that once I get home"
Get home.
House is freezing*.
Central heating isn't working, though I do have hot water.
And of course you can't take the cover out in retrospect. You have to opt for either a fixed price repair, plus a year of cover (not at the bargain price) or gamble on it being a quick fix, any more than 30 minutes and you lose out.

The fixed price repair deal isn't actually bad, I had repairs on the old boiler that would have cost three times as much but for cover, but that "Oh, I'll do it when I get home" is going to cost me about £200.

Bah!

 

* It's now up to a reasonable temperature courtesy of a couple of fan heaters.